RECOSA has been advised by the City of San Antonio Human Resources Department that certain retirees will soon be receiving a very important letter in the mail that must be addressed immediately.

A number of pre-65 retirees are participants in the City’s Consumer Choice medical plan. Enrollment in this plan entitles retirees to a Health Savings Account (HSA), if eligible. IRS rules governing HSAs mandate that participants are not eligible to have a HSA if they have medical insurance other than the City’s coverage.

The City’s new vendor requires verification of your eligibility for a HSA. You will be receiving a letter asking you to confirm whether or not you have other health insurance coverage. Please complete the form and return to the City as soon as possible. You will be able to mail the form in an enclosed prepaid, self-addressed envelope or fax to the number in the letter.

Please be on the lookout for this letter IF you participate in the City’s Consumer Choice Program and have a Health Savings Account. If you have any questions, the letter will include a contact person and phone number.

Thank you for your attention to this matter.

Board Member Elections December 6

Board Positions 1–5 will be elected during the December 6th Annual Meeting. Individuals  elected will serve two-year terms beginning January 1, 2017

The following board members currently occupy those positions:
  • Position 1 – Michael Trainer
  • Position 2 – Marianne Greene
  • Position 3 – Rose Rangel
  • Position 4 – Rebecca Waldman
  • Position 5 – Liz Garcia
All of these members have indicated their continued interest in serving on the board.

On behalf of the Nominating Committee, Chair Gene Camargo is currently accepting nominations to run for Board Positions 1-5.

If you are a RECOSA member interested in serving on the Board, please submit a brief statement of your experience, interests, availability, and/or reasons why you would like to serve.

Board members are expected to:


  • attend monthly Board meetings
  • attend bi-monthly meetings with the City’s Human Resources Department 
  • attend quarterly Brown Bag events for retirees
  • serve on Board committees 
  • prepare reports as required  
  • provide guidance and oversee assigned committees such as membership, fundraising, health benefits, and financial development 
Nominations may be sent to:
Attn: Gene Camargo
P.O. Box 12973
San Antonio, TX 78212-0973

The Nominating Committee will review qualified applicants and select a slate of candidates — one person per open Board position — to be nominated and placed on the ballot. Deadline for the Nominating Committee to consider applicants is November 6, 2016. Nominations will also be accepted from the floor at the December 6th Annual Meeting. All candidates nominated from the floor must be members in good standing, present at the meeting, and able to express their qualifications and interests in serving, as well as their availability and willingness to attend meetings and carry out the duties and responsibilities of a RECOSA Board member. The candidates with the most votes will fill the vacant positions. Numbers will be drawn by the elected individuals to determine the positions they will fill. The Nominating Committee will announce the voting results at the conclusion of the December 6th Annual Meeting.

Questions may be called in to RECOSA’s phone line at (210) 504-9567 (please leave a message and your call will be returned). 

Benefits Open Enrollment has Started

The new issue of Retiree Matters can be viewed by clicking here ( OctNovDec FINAL).

Information in this issue includes:

  • A letter from the City’s Human Resources Director with additional information on Annual Enrollment for both Medicare and non-Medicare retirees (Retiree AO Letter FINAL).  Annual Enrollment commenced this week and continues through Friday, November 4.

Retirees who aren’t enrolled in dental and/or vision coverage should be receiving enrollment information in the mail from Delta Dental and Davis Vision, including Aetna packets for Medicare retirees.

If you choose not to change any of your benefits you do not need to do anything.

  • Summary health plan information for both Medicare and non-Medicare retirees, including costs and overviews of all medical, dental and vision plans. Also included is information regarding the change of medical claims administrator for non-Medicare retirees to Blue Cross and Blue Shield of Texas, as well as the new pharmacy claims administrator, CVS/caremark.
  • Two sessions to obtain answers for any of your benefits questions.
    • Annual Enrollment Information Session on Friday, October 28, from 8:00 a.m. – noon.
    • Quarterly Brown Bag Session on Thursday, November 10, from 11:00 a.m. – 1:00 p.m.


Both sessions will be held at the Central Library, located at 600 Soledad St. Representatives from Blue Cross and Blue Shield of Texas, CVS/caremark, and Aetna will be in attendance. Free parking will be available in the Central Library Parking Garage.

  • RECOSA’s Annual Membership Meeting, scheduled for Tuesday, December 6, including information on RECOSA Board Member positions that are up for election at the meeting, including nomination information.
  •  ½% cost-of-living increase in your TMRS checks you’ll begin receiving in January.


Next ReCOSA Board Meeting

The next regularly scheduled RECOSA Board meeting will take place on October 11, 2016 at the Generations Federal Credit Union branch located in Balcones Heights at 4005 Fredericksburg Road.  The meeting begins at 11:30 a.m. The highlights of the Agenda include: – Approval of  Fundraising Policy; Discussion regarding the Brown Bag Meeting on November 10 and RECOSA Annual Meeting on December 6.  All members are welcome to attend the meeting!


Special Issue of Retiree Matters

Posted on this website is a copy of the Retiree Matters newsletter  (FY 2017 Total Compensation Let’s Talk About FINAL) that you should have already received from the City. If you haven’t, please contact the City’s Human Resources Department at (210) 207-8705 to update your contact information. This special edition newsletter provides important retiree benefit information for 2017, including a retiree Cost-of-Living Adjustment (COLA) and retiree medical insurance premiums, which are based on years of service, number of covered dependents, and plan selected. Coverage and other amounts (copays, coinsurance, deductibles, out-of-pocket maximums) for both pre- and post-65 retirees remain essentially unchanged.


1)   All retirees that are being paid benefits from TMRS will receive a COLA in their annuity of approximately ½%. The COLA is calculated as 70% of the percentage increase in the annual Consumer Price Index (CPI) and is the maximum rate allowed by TMRS. 


2)   The same Delta Dental HMO and Davis Vision benefits will be offered in 2017. Dental premiums remain unchanged, while vision premiums are decreasing. RECOSA will continue to advocate for a dental PPO or similar option that would be more robust and cost effective for retirees.


3)   For post-65 retirees, the Medicare supplement insurance premiums increased approximately 7-8% with Humana in 2015, and decreased approximately 20% with Aetna Medicare Advantage (which replaced Humana) in 2016. Premiums are increasing approximately 6% with Aetna for 2017.  In other words, premiums with Aetna are still considerably less than they were with Humana.  The PPO, PPO Plus, and Pharmacy-Only coverage plans remain for 2017.


4)   For pre-65 retirees, medical insurance premiums increased approximately 7% with United Healthcare in 2015, and remained the same in 2016.  Next year the Third Party Administrator (TPA) is changing from United Healthcare to Blue Cross/Blue Shield of Texas, and CVS Health will manage pharmacy benefits. (Though CVS Health will manage pharmacy benefits, retirees can still choose from a large network of other pharmacies.) Premiums are increasing approximately 9% in 2017, primarily due to anticipated increases in medical costs. This results in an average annual increase of approximately 5% over the period 2014-2017. The City originally proposed an increase of 13.6% for 2017, but lowered this increase after discussions with RECOSA.  The Consumer Choice and New Value coverage plans remain for 2017.


We will continue to work closely with the City to preserve retiree health benefits and to minimize retiree benefit costs.


Additional information about health benefits will be provided in future communications.  Stay tuned.

September 13 Next RECOSA Board Meeting

The next regularly scheduled RECOSA Board meeting will take place on September 13, 2016 at the Generations Federal Credit Union branch located in Balcones Heights at 4005 Fredericksburg Road.  The meeting begins at 11:30 a.m. The highlights of the Agenda include: – RECOSA Member Survey Results and Analysis – Discussion regarding the City’s new health benefits administrative management providers and RECOSA’s Role – Appointment of a Health Benefit Analysis Committee – RECOSA Annual Meeting – Fundraising Policy All members are welcome to attend the meeting!


Brown Bag Social and Meeting

Posted for your information is a copy of the August Brown Bag Postcard FINALsent out to all retirees.  It provides the details for the upcoming Brown Bag presentation on Friday, August 19 in the Central Library Auditorium at 600 Soledad.  Please join us for a social gathering with fellow retirees from 11:00 a.m. to 11:30 a.m. Coffee, juice, fruit and sweet bread will be served.  Then from 11:30 a.m. to 1:00 p.m., there will be information about the proposed COSA 2017 Annual Budget and we will learn how we can participate in the United Way Charitable Campaign again this year. Also, please bring your completed RECOSA survey enclosed in your recent issue of Retiree Matters.